Thi Thử VSTEP – Bộ 10 bài Reading – Test 10 Part 2
Câu 1 Nhận biết

PASSAGE 3 – Questions 21-30

In April 1870, an art exhibit opened in Paris featuring famous and priceless works of art. However, at the time, no one knew that these paintings would one day be considered masterpieces. The paintings and the painters were virtually unknown at the time and would remain that way for several years.

In the nineteenth century, French art was dominated by the Academy of Fine Arts. Every year the academy held an art show called Le Salon. In 1863, the Academy rejected one of the paintings of Edouard Manet and a group of other independent artists organized their own show, which they called Salon des Refuses (Salon of the Rejected) opened on April 15,1874. A newspaper critic named louis Leroy visited the gallery and was not pleased with what he saw. Impression: Sunset – a painting of boats in a harbor at dawn by Claude Monet particularly enraged him. Leroy wrote that this piece, and in fact most of the pieces in the show, looked like “impressions” – a term for a preliminary, unfinished sketch made before a painting is done. Leroy’s newspaper review was jokingly called “The Exhibition of the Impressionists.” Within a few years of Leroy’s review, the term Impressionists had clearly stuck, not as a term of derision but as a badge of honor, and a new movement was born.

The Impressionist movement included the French painters Edouard Manet, Claude Monet, Pierre-Auguste Renoir, Edgar Degas, Paul Cezanne, and the American painter Mary Cassatt. The techniques and standards employed within the Impressionist movement varied widely, and though the artists shared a core of values, the real glue which bound the movement together was its spirit of rebellion and independence. This spirit is clear when you compare Impressionist paintings with traditional French paintings of the time. Traditional painters tended to paint rather serious scenes from history and mythology. Many Impressionist paintings feature pleasant scenes of urban life, as shown in Renoir’s luminous painting Luncheon of the Boating Party. Renoir once said that paintings should be “... likable, joyous, and pretty.” He said, “There are enough unpleasant things in this world. We don’t have to paint them as well.”

The Impressionists delighted in painting landscapes (except for Edgar Degas, who preferred painting indoor scenes, and Mary Cassatt, who mainly painted portraits of mothers and children). [A] Traditional painters, too, painted landscapes, but their landscapes tended to be somber and dark. [B] The Impressionists’ landscapes sparkle with light. [C] Impressionists insisted that their works be “true to nature.” [D] When they painted landscapes, they carried their paints and canvases outdoors in order to capture the ever-changing light. Traditional painters generally made preliminary sketches outside but worked on the paintings themselves in their studios.

“Classic” Impressionist paintings are often easy to spot because of the techniques used by the painters. For example, colors should be dropped pure on the canvas instead of getting mixed on the palette. Most Impressionists mixed their paints as little as possible. The traditional technique at the time was to make or outlines of the subject before painting them. Unlike traditional painters, Impressionists applied one layer of paint on top of the last one without waiting for the paint to dry. These techniques created paintings that seemed strange and unfinished to the general public when they were first painted, but are much loved in our time.

Câu 1: The word ‘virtually’ in the passage is closest in meaning to the word


  • A.
    almost
  • B.
    infinitely
  • C.
    seemingly
  • D.
    forever
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Câu 2 Nhận biết
What is true about the art show Salon des Refuses?

  • A.
    It was more popular with visitors and critics than the “Le Salon” show
  • B.
    It made the painters and paintings shown there instantly successful.
  • C.
    Its organizers refused to display paintings by Edouard Manet.
  • D.
    It featured famous paintings by painters of a new movement.
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Phương pháp giải
Lời giải
Câu 3 Nhận biết
Why did Louis Leroy use the term “Impressionists”?

  • A.
    because he thought that these artists only got a quick impression of what they painted.
  • B.
    because he thought that all the paintings at the show looked like unfinished drawings.
  • C.
    because he thought that the name would help those artists become famous.
  • D.
    because he thought that the painting Impression: Sunset was the best painting at the show.
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Câu 4 Nhận biết
What best paraphrases the following sentence in paragraph 3? *The techniques and standards employed within the Impressionist movement varied widely, and though the artists shared a core of values, the real glue which bound the movement together was its spirit of rebellion and independence.*

  • A.
    The core of values shared by the Impressionists was the most important connection between them.
  • B.
    Although there were artistic differences among the Impressionists, they were united by an independent spirit and shared values.
  • C.
    At first the Impressionist movement was held together by a shared set of techniques and standards, but in time they rebelled against these core values.
  • D.
    Although the Impressionists’ values differed, their techniques and standards helped create a strong, independent spirit.
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Lời giải
Câu 5 Nhận biết
Renoir’s painting Luncheon of the Boating Party is an example of

  • A.
    an industrial scene
  • B.
    a study of some urban buildings
  • C.
    a picture of people enjoying their leisure time
  • D.
    a traditional French painting
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Câu 6 Nhận biết
What did the painters Edgar Degas and Mary Cassatt have in common?

  • A.
    They both painted portraits of children and mothers.
  • B.
    Neither of them was originally from France.
  • C.
    Neither of them was primarily interested in landscapes.
  • D.
    They both painted unpleasant scenes.
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Phương pháp giải
Lời giải
Câu 7 Nhận biết
When traditional painters worked on landscape paintings, they

  • A.
    studied the ever-changing light
  • B.
    did not make any preliminary sketches
  • C.
    never left their studios
  • D.
    sketched outdoors but painted indoors
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Câu 8 Nhận biết
In which space (marked A, B, C and D in the passage) will the following sentence fit? *This play of light can be seen in Claude Monet’s paintings Water Lilies, Green Harmony, and The Bridge at Argenteuil.*

  • A.
    [A]
  • B.
    [B]
  • C.
    [C]
  • D.
    [D]
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Câu 9 Nhận biết
The word ‘spot’ in paragraph 6 is closest in meaning to

  • A.
    paint
  • B.
    identify
  • C.
    admire
  • D.
    ignore
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Câu 10 Nhận biết
The phrase ‘the last one’ in the passage refers to

  • A.
    an artist
  • B.
    a painting
  • C.
    a brush stroke
  • D.
    a layer of paint
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Phương pháp giải
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Câu 11 Nhận biết

PASSAGE 4 – Questions 31-40

In many countries, access to capital markets and low-interest loans is limited to large corporations and government monopolies. Small businesses and suppliers do not have access to liquid cash, and run the risk of failing to fulfil a order because they do not have the capital to purchase supplies for the products they make. As a result of this credit crisis, a practice called factoring has become popular in many areas of the world.

In factoring, a bank or financial organization – called a factor – gives a supplier cash in exchange for the right to collect payment when the supplier delivers an order to a buyer. In effect, the factor is buying the supplier’s Accounts Receivables at a discount off the face value of the accounts. The supplier benefits by receiving cash more quickly than it could from the buyer, but does not receive full payment for the accounts. The factor takes on a huge amount of risk by buying a supplier’s Accounts Receivables, as each individual buyer must be researched to determine what the risk is of that buyer defaulting on payment. In some cases, these buyers are so small or obscure that risk cannot be determined, and a factor is buying a complete unknown. In this case, if a buyer defaults, the factor may go back to the supplier and ask for compensation for the default. Thus, factoring is risky for both the supplier and the factor.

In recent years, a new practice called reverse factoring has become increasingly popular because it shifts the anchor from supplier to buyer to virtually eliminate risk from the transaction. In reverse factoring, instead of buying a supplier’s Accounts Receivables, a factor provides loans to a single large buyer’s suppliers.

For example, a large corporation with an excellent credit rating and an extremely low chance of defaulting will have a list of suppliers. Many of these suppliers are small businesses without adequate access to liquid cash. When a factor contracts with the large buyer to supply payments to suppliers, the transaction works as follows: 1) the supplier signs an agreement to be entered into the factor’s system, 2) the supplier delivers an order to the buyer, 3) the buyer approves the delivery and signs off with the factor, 4) the factor pays the supplier a percentage (usually 80 to 90 percent) of the price of the order immediately, 5) the buyer pays the factor for the order at whatever terms the agreement states, 6) the factor pays the supplier the remaining balance for the order. The factor takes a percentage of the transaction and charges interest to the buyer.

By originating the transaction with a large, risk-free buyer instead of a supplier, reverse factoring improves all three parties’ positions and liquidity. The factor earns a steady interest rate with very little risk, and by working with large buyers, has access to large volumes of business at one time. The buyers gain the ability to pay on better terms for lower interest than they would with traditional capital market structures. Suppliers get paid far more rapidly and at a far lower interest rate than they would be able to with a traditional factoring or capital market arrangement.

Câu 11: Why has factoring increased as a practice in countries around the world?


  • A.
    it has a common language
  • B.
    it attracts investors to foreign countries
  • C.
    it solves a problem with credit
  • D.
    it requires large amounts of land
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Phương pháp giải
Lời giải
Câu 12 Nhận biết
The word ‘capital’ in paragraph 1 is closest in meaning to

  • A.
    financial
  • B.
    principal
  • C.
    important
  • D.
    knowledgeable
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Câu 13 Nhận biết
The word ‘defaults’ in paragraph 2 is closest in meaning to

  • A.
    does not ask
  • B.
    does not know
  • C.
    does not pay
  • D.
    does not loan
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Câu 14 Nhận biết
What is the benefit of reverse factoring?

  • A.
    it removes risk almost entirely from the transaction
  • B.
    it does not involve an exchange of money
  • C.
    it can be done on a boat or other sailing vessel
  • D.
    it can be done by anyone, regardless of income
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Câu 15 Nhận biết
How is reverse factoring different from traditional factoring?

  • A.
    Both suppliers and factors might be at risk.
  • B.
    Factors buy suppliers’ Accounts Receivables
  • C.
    Suppliers receive cash directly from buyers.
  • D.
    Suppliers can receive money from the factors contracted with buyers.
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Lời giải
Câu 16 Nhận biết
The word ‘liquid’ in paragraph 4 is closest in meaning to

  • A.
    accessible
  • B.
    wet
  • C.
    complex
  • D.
    thin
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Câu 17 Nhận biết
In reverse factoring, after the factor pays the supplier a percentage of the order amount

  • A.
    the supplier officially enters the factor’s system
  • B.
    the buyer pays the factor for the order
  • C.
    the factor delivers the order to the buyer
  • D.
    the factor contracts with the buyer
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Phương pháp giải
Lời giải
Câu 18 Nhận biết
The phrase ‘all three parties’ in paragraph 5 refers to

  • A.
    bank, factor, buyer
  • B.
    factor, bank, supplier
  • C.
    supplier, bank, product
  • D.
    factor, buyer, supplier
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Câu 19 Nhận biết
Why does the author mention the benefits of reverse factoring to the factor in paragraph 6?

  • A.
    prove that there is not a strong connection between a role in the reverse factoring transaction and the benefits received
  • B.
    show that the factor benefits more from reverse factoring than the supplier or the buyer
  • C.
    support the topic sentence of the paragraph that states that all three parties benefit from reverse factoring
  • D.
    connect the concept of factoring more closely with reverse factoring
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Câu 20 Nhận biết
Which of the following can be inferred from the passage?

  • A.
    There are multiple ways to finance purchases from suppliers.
  • B.
    A factor must be prequalified to borrow money from a supplier.
  • C.
    Reverse factoring only works in European countries.
  • D.
    Small suppliers are more likely to have access to credit than small buyers.
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Thi Thử VSTEP – Bộ 10 bài Reading – Test 10 Part 2
Số câu: 20 câu
Thời gian làm bài: 30 phút
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